We have provided answers to frequently asked questions about Retirement-4-U and our services. Please submit your questions on our Feedback page and we will post the most asked questions. Thank you for your interest.

Topic A: Retirement-4-U Services

Question 1: Why would I use your service?

Answer: This is probably the single most asked question we receive! Many other services offer a “form” of retirement planning based on they being able to manage your stock or mutual fund account. What you think is free, becomes “maintenance” fees for account management. You soon realize nothing is free, or you get what you pay for! Retirement-4-U is focus and totally committed to forecasting your retirement future. Nothing more, no monthly fees, no additional charges. We charge a one time fee and provide years of planning and forecasting based on your individual requirement. Our service is unique and guaranteed.

Question 2: What age group is your service designed for?

Answer: Although we believe our forecasting and analysis covers a wide age group range, the people that would most benefit from our services are people between their late 40’s and mid 60’s. People younger can benefit using the information from our services by preparing and adjusting their lifestyle to retire at the age of their choice!

Question 3: Is my personal and financial information safe with you?

Answer: We have taken great strides in insuring your information is kept private and secure. First off, we have provide a secure email server to protect your information as it is sent over the Internet. Next, we do not ask for personal ID information such as, bank account numbers, Social Security numbers, checking account numbers, etc. This keeps your account information private to you. (we only need dollar amounts) We also ask for your information regarding income, expense and such in seperate emails so all your personal information is not in one spot at the same time. And finally we send your completed retirement plan, signature required, certified mail directly to you.

Topic B: The Need

Question 1: How and why did Retirement-4-U get started?

Answer: Retirement-4-U got its start the “old fashion way.” Meaning we looked, searched and tried multiple retirement programs, never being satisfied with the results. We tried internet based free programs and off the shelf financial programs. We paid a few dollars to many dollars, always with the same results. No programs recognized our individual retirement goals, objectives and financial conditions. We also wanted a tool to forecast 31 years into retirement, a tool that would answer questions such as, when can I purchase a new car? Can I purchase a new car? Can I send my granddaughter to college? And so on. We finally got fed up to where we developed our own program. A program that we use and trust for our own retirement planning.

Question 2: We used your service and were pleased with the results. Our neighbor used your service and found out they would not be able to retire for another couple of years?

Answer: Sometimes what is viewed as a negative forecast is a very good answer! Consider the alternative, what if they retired only to find out that their money would not support them? Then what? Now, they will be able to adjust their savings and goals and retire with the comfort that they and they alone will be able to make it.

Question 3: We have already retired! Can your service be of any benefit to our retirement?

Answer: Absolutely! We can provide the same forecasting and planning so that you can make informed decisions in the future. If your plan is on track, we can give you and your family peace of mind in knowing your retirement goals and objectives will be met.

Topic C: Results

Question 1: Help, I need a retirement forecast in a week!

Answer: Sorry, retirement planning is a process that cannot be rushed! We are very much customer oriented but the retirement answers we provide have such a great impact on your future that we would not be doing you a favor by rushing through your portfolio. Our process takes from two to four weeks which is a small amount of time for the many years of retirement information.

Question 2: Does Retirement-4-U accept any online payment methods?

Answer: Yes, we accept most major credit cards and PayPal which is very easy to use and keeps your account information secure and private.